Blog | Phil Lamadieu

Applying for a Mortgage When You’re Self-Employed

As the workforce changes and a growing number of companies seek out contractors and freelancers, many Americans find themselves in a gray area when it comes to their income. They may put in full-time hours, but on their taxes they work for themselves. Mortgage lenders are cautious about who they lend ...

The basics: Recasting mortgage payments 101

Recasting mortgage payments is a little-known gem when it comes to homeowner finances. It’s often viewed as a method to lower monthly payments without extending the length of your loan term. But what exactly is mortgage recasting? Are there any disadvantages to it? What about my interest rates? Will my ...

Advantages of a Dedicated Home Office Space

Although it may seem like the Internet and email have always been an integral part of our daily lives, those modes of modern communication have only been around for the past two decades or so. With technology like video teleconferencing, online document sharing, and other collaborative tools becoming commonplace in ...

Should You Buy A Home During Busy Times?

It seems the way real estate trends go that everyone wants to buy a home at the same time. Buying a home during busy times has challenges. No matter why so many people are heading out to buy a house at a particular time of year, you may wonder if ...