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Home Financing: PMI and Down Payments

Part of buying a home is researching the market and your finances. Most lenders require you to put at least 20 percent down or pay private mortgage insurance (PMI). Since PMI is a cost that does not lower your interest rate or principal, it’s almost always better to save up ...

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What are Delaware’s Extensive Disclosures?

Image by Free-Photos from Pixabay When you sell property in Delaware, you must disclose certain things to the buyer. Delaware’s disclosure form is seven pages long and includes many things that you do not have to disclose in other states. If you do not disclose something you know or should ...

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DIY Storage tutorial: Pegboard shelf

Wooden pegboard shelving units are a simple and cost-effective DIY storage solution. Extremely versatile and durable, pegboard shelving is perfect for anything from tool storage to jewelry organization and is one of the easier DIY storage ideas. If you’re interested in making a custom pegboard shelving unit, here is a ...

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Bird’s Nest Fern & Other Great Ferns for Pet Owners

Ferns have been popular houseplants for decades. Despite their reputation for being picky about indoor conditions, ferns are easy to care for when given the right conditions. A great advantage to many ferns is their lack of toxicity, making them safe for households with pets. If you’re interested in growing ...

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